Terms of Service

Template notice — not legal advice. This document is a plain-English starting template. It has not been reviewed by a lawyer and is not legal advice. Before you rely on it or launch publicly, have a qualified attorney review and adapt it to your business, jurisdiction, and the specific services you offer. Replace every placeholder below with your real details.

Last updated: [DATE]

These Terms of Service ("Terms") govern your access to and use of MumenLabs (the "Service"), operated by [LEGAL ENTITY / OWNER NAME] ("we", "us", "our"). By creating an account or using the Service, you agree to these Terms. If you do not agree, do not use the Service.

1. Accounts

You need an account to use most of the Service. When you register you agree to:

Provide a valid email address and keep your account details accurate.
Keep your password confidential and take responsibility for all activity under your account.
Be at least the age of majority in your jurisdiction (or have verifiable consent from a parent or guardian).

You are responsible for everything done through your account. Tell us promptly at [CONTACT EMAIL] if you believe your account has been compromised.

2. Acceptable use

You agree not to use the Service to:

Break any law, or infringe anyone's intellectual property, privacy, or other rights.
Upload or link to malware, unlawful, harmful, deceptive, or infringing content.
Attempt to gain unauthorized access to the Service, other accounts, or our infrastructure, or to disrupt or overload it (including abusing rate limits, scraping, or automated attacks).
Resell or misrepresent the Service, or use it to spam or defraud others.

We may suspend or remove content or accounts that violate these Terms.

3. Credits and the pay-as-you-go model

The Service runs on credits. You buy credits and spend them when you run a service. Key points:

Credits have no cash value, are not a deposit, and are not a currency. They can only be redeemed for services on the platform.
Prices, credit costs per service, and package sizes may change over time. Any change applies to future purchases and usage, not credits you have already spent.
Credits are non-refundable except where a refund is required by applicable law or expressly stated in our refund policy. [DESCRIBE YOUR REFUND POLICY HERE — this is a placeholder. State whether unused credit top-ups are refundable, any time limits, and how to request a refund.]
Credits may expire or be forfeited if your account is terminated for a breach of these Terms. [CONFIRM OR ADJUST — placeholder.]

4. Payments

Payments for credits are processed by PayPal. When you pay, you also agree to PayPal's terms, and your payment information is handled by PayPal — we do not store your full payment details. You are responsible for any taxes that apply to your purchase unless we state otherwise. If a payment is reversed, charged back, or fails, we may reverse the associated credits and suspend your account.

5. Service availability and "as is"

The Service, including all tools and any files it hosts on your behalf, is provided "as is" and "as available", without warranties of any kind, whether express or implied, including fitness for a particular purpose, merchantability, and non-infringement. We do not warrant that the Service will be uninterrupted, error-free, or secure. To the maximum extent permitted by law, we are not liable for indirect, incidental, or consequential damages, and our total liability is limited to the amount you paid us in the [NUMBER] months before the claim.

6. Your content and files

You keep ownership of the content and files you upload. You grant us the limited rights needed to host, process, and serve that content so the Service can work (for example, serving a file behind a QR code you created). You are responsible for having the rights to everything you upload, and for keeping your own backups.

7. Termination

You may stop using the Service and delete your account at any time. We may suspend or terminate your access if you breach these Terms, if required by law, or to protect the Service or other users. Sections that by their nature should survive termination (such as payment obligations, disclaimers, and limitations of liability) will survive.

8. Changes to these Terms

We may update these Terms from time to time. When we make material changes, we will update the "Last updated" date and, where appropriate, notify you. Your continued use of the Service after changes take effect means you accept the updated Terms.

9. Contact

Questions about these Terms? Contact us at [CONTACT EMAIL].